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What happened to being able to haggle? I've had three recent experiences where it seems haggling just wasn't an option. The first was with my breakdown cover renewal. Despite earning a years no call out 'discount' my renewal quote was a good £20 higher than last year. I phoned up and asked if they could do anything. After a bit of back and forth I said all I want is to see a discount over last year. Even if it's just £1 less. The answer? No, sorry, that's the price! The second was with a car I just bought. I tried all the tricks I've picked up over the years and the guy wouldn't budge on the price. Maybe he could see I really wanted the car as I bought it anyway. But I've always gotten something off the price in the past. The third was insurance for that car. I'm lucky, I'm old now with a rake of NCB and a clean record apart from 3 points. So my quotes on comparison sites are all pretty close and pretty cheap. Years ago that used to mean I had ammunition to play them off one another. Not today though. I called no less than 10 insurers. Said to them all "take the price to £xxx and I'll pay it right now". I wasn't being cheeky, I was only asking for £20-30 off. But they all said no! That's the price, take it or leave it. Has anyone else noticed this with places that used to give money off? Is it getting to the point it will become unacceptable to even ask? What's your thoughts?