Who you're with: CoOp Young drivers (black box)
What you're paying (monthly): £90-ish
What you're paying (yearly):£1300
What you drive: Polo 6n2 1.0E
Any mods (declared of course): none declared (wasnt allowed any else denied quote)
How old you are:18
Any NCB:0 years
Any named drivers: ma dad with 12 years NCD and ma mom with 14 years NCD

BIG downise to CoOp is the box and the no mods policy, apart from that the added security of a tracker is good but it means u cant even rev high,

looking to pay more next year as there was a claim this year, but looking to declare mods next year.

i hear admiral is really good if you say you have no mods then declare mods after, sometimes u gotta pay a little more for a little more..

Post here -

Who you're with: Kerr group (black box)

What you're paying (monthly):£97ish

What you're paying (yearly):£1,200ish

What you drive:Vw polo 6n2 1.0

Any mods (declared of course):none

How old you are:19

Any NCB:2years

Any named drivers:nope

Who you're with:Quinn Direct (TPFT)
What you're paying (monthly): £89.38
What you drive: mk4 golf 1.4 16v
Any mods (declared of course): none
How old you are:20
Any NCB:1
Any named drivers:dad 50, mother 43

Who you're with: Diamond (fully Comp)

What you're paying (monthly): N/A

What you're paying (yearly): £958

What you drive: Mk2F 1.3spi Breadvan
Any mods (declared of course): none
How old you are:20
Any NCB: 0
Any named drivers: Dad 50+, Aunt 50+

Edited 10 July, 201412 yr by Pionion

Who you're with: Tesco Bank Box Insurance (black box)
What you're paying (monthly): N/A
What you're paying (yearly):£938
What you drive: Polo 9N 1.2 E
Any mods (declared of course): debadged all that I'm allowed
How old you are:17
Any NCB: N/A
Any named drivers: Dad (9+ NCB)

Not bad for my first year of driving :) looking at around 1.5k for 9n3 gti for second year of driving

Who you're with: Churchill (black box)
What you're paying (monthly): £97.85
What you're paying (yearly): £1067.42
What you drive: 1992 Mk3 Coupe
Any mods (declared of course): Nope *blink*
How old you are: 21
Any NCB: 1 year
Any named drivers: Just me

Who you're with: Boxy mo (black box)
What you're paying (monthly): €145
What you're paying (yearly): €1650
What you drive: 99 polo 6n 1.0
Any mods (declared of course): Just the alloys :P
How old you are: 18
Any NCB: nope
Any named drivers: Just me

Who you're with: Admiral
What you're paying (monthly): N/A
What you're paying (yearly): £1,043
What you drive: Polo 6n, 1.4 8v
Any mods (declared of course): Alloy wheels (soon to be coilovers for the grand extra price of £24)
How old you are: 21
Any NCB: 0 years
Any named drivers: My stepdad and my girlfriend's mum. Saves me a couple of hundred, so why not!

Who you're with: Direct Line

What you're paying (monthly):

What you're paying (yearly): £820

What you drive: 1.4 8v

Any mods (declared of course): non standard alloywheels

How old you are: 17

Any NCB: 0

Any named drivers: 0

With a black box but that only dropped it by £200

Who you're with: Direct Line

What you're paying (monthly):

What you're paying (yearly): £820

What you drive: 1.4 8v

Any mods (declared of course): non standard alloywheels

How old you are: 17

Any NCB: 0

Any named drivers: 0

With a black box but that only dropped it by £200

17 with no ncb, a 1.4L with mods and you're only paying £820?

What's the catch? Do you have to give them your first-born child or something?

Who you're with: Saber

What you're paying (monthly): 150+175 deposit

What you're paying (yearly): 1540 - Flux quoted me 6 grand

What you drive: mk2f 1.0 coupe

Any mods (declared of course): exhaust, audio stuffs and soon adding wheels+lows

How old you are: 21

Any NCB: 0 years

Any named drivers: My mum

Policy includes a whole load of extras but my postcode didn't help the price, hence my quote from flux. SW in london

Who you're with: ChrisKnotts

What you're paying: (monthly): N/A

What you're paying: (yearly): £335 (Fully Comp)

What you drive: Octavia VRS 1.8 Turbo 20VT

Any mods: (declared of course): None

How old you are: 27

Any NCB: 4 years

Any named drivers: None

CK were the cheapest around by far for me. Very pleased.

Who you're with: Admiral

What you're paying (monthly): N/A

What you're paying (yearly): £1,043

What you drive: Polo 6n, 1.4 8v

Any mods (declared of course): Alloy wheels (soon to be coilovers for the grand extra price of £24)

How old you are: 21

Any NCB: 0 years

Any named drivers: My stepdad and my girlfriend's mum. Saves me a couple of hundred, so why not!

Turns out I'm actually only paying £760.

Paid part provisional and then they charged me £90 to change to a full licence. Not bad!

Who you're with: Churchill

What you're paying: (monthly): N/A

What you're paying: (yearly): £1400 (fully comp)

What you drive: 6N polo 1.4 CL

Any mods: (declared of course): I wish

How old you are: 18

Any NCB: 0 (after a crash)

Any named drivers: None

got the boys insurance down to £1400 ish £300 up front £99 monthly at 18yrs 1 yrs ncb with ensliegh

Footman James do 1 classic car for £100/200 pa. I have a breddy, coupe both 1.0l an a 1.1punto for dad for£199.28 pa

Who you're with: Aviva

What you're paying: (monthly): N/A

What you're paying: (yearly): £1945 (Fully Comp)

What you drive: GT Coupe, 1.3 Mk2 Bready, Volvo 850 2.5 20v, 1958 Mk1 1500 MGA

Any mods: (declared of course): Bready and has suspension, wheels, interior all declared, Volvo has engine mods declared

How old you are: 22

Any NCB: 4 years

Any named drivers: Dad (dropped my insurance £870!!!

Edited 26 February, 201610 yr by xumado

Who you're with: Churchill

What you're paying: (monthly): N/A

What you're paying: (yearly): £1400 (fully comp)

What you drive: 6N polo 1.4 CL

Any mods: (declared of course): I wish

How old you are: 18

Any NCB: 0 (after a crash)

Any named drivers: None

Interested in how you got that, my girlfriends younger brother passed his test for only 3 weeks and crashed his mum's car as a names driver....Accident was his fault which may be the difference

He is also 18 and obviously 0 NCB but his quotes are now 4500+ pa. Even after a whole year it's still going to be 3000 pa

Edited 26 February, 201610 yr by wizardmanjm

And the picture for anyone interested. Bumper brace bent, slam panel bent, radiator bent, NSF headlight smashed, grill smashed and of course the bonnet.

Few other little things lol he said he was doing about 5mph but none of us believe him [emoji52]

That is a shame....it's not a write off. Ugly awful things those Corsa D's, tell him to try harder next time.

Joking aside, paying £4.5k to insure anything is stupid. I'd rather walk.

Yeah I know, that's why I'm trying everything to get the cost down for him on the comparison sites, he's itching to get on the road and I sort of feel sorry for him

It was the kind of accident that we have all almost done..

Someone was about to pull of a roundabout then hesitated and stopped over the line. Her brother looked to his right for oncoming traffic then assuming the driver had gone drove into the back of him.

He was due to drive an old punto we got for free but ended up still in his mom's corsa because he had paid to be insured on it a whole month. Shame that because he may have been able to negotiate a cash payment to repair the other car and then scrap the punto had he been driving that instead Then insurance would still be the same for him

Car : 1.0 1992 Mk2f CL

Who you're with: carrot (telematics)
Cover Level: Fully Comp
What you're paying (monthly): £279
What you're paying (yearly): £3700
Any mods (declared of course): none
How old you are: 17
Any NCB: none
Any named drivers: Mum

Had to give an upfront deposit of around £670 old quid

I live in London near abouts central so most probably the worst place in the UK to get insured and I'm only 17 soon to be 18 in June hopefully will be allot less from there on.