Who you're with: Elephant - Fully Comp

What you're paying (monthly): N/A

What you're paying (yearly): £1630

What you drive: 1999 VW Polo 6n 1.4 8v

Any mods (declared of course): Suspension

How old you are: 19

Any NCB: 0

Any named drivers: Parents

Who you're with: admiral (fully comp)

What you're paying (monthly):n/a

What you're paying (yearly): 1340

What you drive:MK2 beadvan C 1l 1990

Any mods (declared of course): changed seats, non-standard paint job, lowered suspension (40mm) and alloy wheels (i stressed that they were cheap)

How old you are: 18

Any NCB: none*

Any named drivers: my mum (brought the price down by about £500!)

i don't have no claims bonus, but i told them that my last insurers (footman james) sent me a letter saying that they culdn't give me a no claims bonus due to being a classic policy, but stated that i hadn't claimed.

i literally thought i was gonna have to sell my car, i wasn't getting any quotes under £3500 until i went to admiral... give them a try!

and that also includes roadside cover

Edited 21 October, 201114 yr by edwardscott_30

Who you're with: AVIVA (fully comp + the whole lot)

What you're paying (monthly): £133

What you're paying (yearly):

If I paid it all in one go it would be £1,400 but I am paying monthly atm so £1,500 roughly.

What you drive: VW POLO 1.9TDi Sportline 9n3

Any mods (declared of course): None (so far I think)

How old you are: 21

Any NCB: 0 (this is my 1st car + only had it for 2.5months now)

Any named drivers: Parents

Ain’t bad eh? I hope so as this quote is based on me not working at the moment, just came out of Uni. Once I get a job, it should drop down to roughly £70 a month

Edited 22 November, 201114 yr by ejburton

Just had my renewal

Who you're with: Elephant - Fully Comp

What you're paying (monthly): N/A

What you're paying (yearly): £1025

What you drive: 1999 VW Polo 6n 1.4 8v

Any mods (declared of course): Suspension

How old you are: 19

Any NCB: 1

Any named drivers: Parents

Who you're with:Elephant TPFT

What you're paying (monthly):Would have been £333 a month If I wanted to pay monthly

What you're paying (yearly):£2358

What you drive:6n 1.0 polo

Any mods (declared of course): lowered less than 50mm

How old you are:18

Any NCB:0

Any named drivers:dad and aunt

Elephant, admiral and bell add alot on if you decide to pay monthly from a one off of £2358 it went up to £4000 if I wanted to go monthly :/

Who you're with:Elephant TPFT

What you're paying (monthly):

What you're paying (yearly):£1400

What you drive:mk3 genesis coupe 1.3, uk export to ireland, imported back to uk

Any mods (declared of course): lowered , alloys

How old you are:19, full irish licence.

Any NCB:2 but 1 year licence, they didnt count my leaner permit.

Any named drivers:Gran

Who you're with: Sky Insurance

What you're paying (monthly): £70 ish

What you're paying (yearly): £650

What you drive: 1.4 8v 6n

Any mods (declared of course): Lowered, Exhaust

How old you are: 23

Any NCB: 3

Any named drivers: None

Some of the prices you lot are paying are insane. I could get myself insured on a 2.0 litre Audi 100 or a 1.6 Capri for some of the prices you lot are paying for a Polo.

Who you're with: Adrian Flux

What you're paying (monthly):

What you're paying (yearly): £450

What you drive: 1.3 MK3 polo

Any mods (declared of course): Lowered, Wheels , Brakes

How old you are: 23

Any NCB: 5

Any named drivers: Dad

Who you're with: Churchill

What you're paying (monthly): £44

What you're paying (yearly): £510

What you drive: Mk3 Coupe GT

Any mods (declared of course): Wheels, Exhaust, Lowering <50mm

How old you are: 19

Any NCB: 2

Any named drivers: dad

Who you're with: Churchill

What you're paying (monthly): £44

What you're paying (yearly): £510

What you drive: Mk3 Coupe GT

Any mods (declared of course): Wheels, Exhaust, Lowering <50mm

How old you are: 19

Any NCB: 2

Any named drivers: dad

but joe you are actually cheating

Who you're with: Adrian Flux

What you're paying (monthly): N/A

What you're paying (yearly): £1000 inc breakdown and keycare and life insurance, legeal cover etc.

What you drive: 6n2 1.4 16v 100hp AFK

Any mods (declared of course): Painted Calipers.

How old you are: 20

Any NCB: 3

Any named drivers: Don't be daft.

Who you're with: Sky Insurance

What you're paying (monthly): £70 ish

What you're paying (yearly): £650 (same price as 8v)

What you drive: Got my self a Valver! (1.4 16v)

Any mods (declared of course): Lowered, Exhaust, Leather Interior, Alloys (everything)

How old you are: 23

Any NCB: 3

Any named drivers: None

Some of the prices you lot are paying are insane. I could get myself insured on a 2.0 litre Audi 100 or a 1.6 Capri for some of the prices you lot are paying for a Polo.

Girlfriends dads got a 1.6 capri.....pays £80 a year to insure it

Who you're with: elephant

What you're paying (monthly): £120.69

What you're paying (yearly): £1206.90 (10 Month Bonus Accelerator which gives 1 years NCB at the end of it)

What you drive: 1.3 mk2 golf

Any mods (declared of course): coils , lights , interior , stickers , induction kit , wheels when i put them on

How old you are: 18

Any NCB: 1

Any named drivers: no

Any Accidents?: no

Who's the main driver on insurance?: Myself

Cover: fully comp

Who you're with: Admiral

What you're paying (monthly): £205

What you're paying (yearly):

What you drive: 1.4l 16v 6n polo

Any mods (declared of course): alloys, exhaust

How old you are: 20

Any NCB: 1

Any named drivers: mum, dad

location: Rochester

Who you're with: Admiral

What you're paying (monthly):95.70

What you're paying (yearly):1148

What you drive: Mk3 GT

Any mods (declared of course): Lowered, exhaust, wheels, air filter, chip, steering wheel,

How old you are:19

Any NCB:1

Any named drivers:Mum but shes got points now so not sure if thats making it worse for me

Current:

Who you're with: Elephant (i think)

What you're paying (monthly):£187

What you're paying (yearly):£2244

What you drive: Mk4 Golf, 1.6, 8v, 100BHP

Any mods (declared of course): Manufacturer optional extra Alloys

How old you are: 20

Any NCB: 2

Any named drivers: yes, 2

My Renewal is in May but been looking early for prices and so far, my cheapest is this:

Who you're with: Bell

What you're paying (monthly):Unknown

What you're paying (yearly):£808

What you drive: Mk4 Golf, 1.6, 8v, 100BHP

Any mods (declared of course): Manufacturer optional extra Alloys

How old you are: 20

Any NCB: 3

Any named drivers: yes, 2

So that's about a 60% reduction, by having an extra years NCB... Can't be bad!

And they're both Fully Comp

Edited 19 January, 201214 yr by Duey

Who you're with: Adrian Flux

What you're paying (monthly): £117

What you're paying (yearly):

What you drive: 1.0 mk4 polo

Declared mod: Lowered 50mm + , alloy Wheels and exhaust.

How old you are: 21

Any NCB: 1

Any named drivers: none

£60 discount for being member of clubpolo, thank you very much.

Who you're with: Aviva

What you're paying (monthly): £75(ish)

What you're paying (yearly): £820(ish)

What you drive: 1.0 mk5 Polo

Declared mod: Alloys, (Suspension mods wasnt on the list Bhahah)

How old you are: 17

Any NCB: 0

Any named drivers: My dad

I just tried admiral and they wanted £5000 to insure a 1.05 mk2 coupe. It's not a good time to be a young driver!

Who you're with: DirectLine

What you're paying (monthly):£200 (ish)

What you're paying (yearly): £2200?

What you drive:6n2 1.4 valver (100bhp)

Declared mod: No

How old you are: 18

Any NCB: 2 (nearly

Any named drivers: The Father

Who you're with:CO-OP young drivers tracker insurance scheme

What you're paying (monthly):about £80 i guess

What you're paying (yearly):£1100

What you drive:polo 6n 1.0 99

Any mods (declared of course):non and not allowed under the scheme(expect newish head unit)

How old you are:18 as of 3 weeks ago

Any NCB: no!

Any named drivers:mum(mileage 12,000miles)gran(12,000miles) and aunt(12,000) and me as the main driver(2,000 miles)lol

The co-op tracker insurance restricts me from driving my car past 11pm until i think 5 am, the tracker is very un-accurate its seems to not recognize I'm going quickish around corners,its hates mini roundabouts i think it must think i am doing hand breaks turns lol..my score for safe driving is about 4 and no matter how fast i try to drive my score isn't badly affected, i am fully comp,with breakdown cover and key cover...in august this year when i renew i intend on switching to normal insurance from the co-op and also plan to get a 1.4 6n2 instead with the insurance quoted around £1200 fully comp again!

also i get £65 for driving well every 90days... apparently! lol

Edited 14 February, 201214 yr by SDARCY118

Who you're with: Elephant - Fully Comp 10 month thingy

What you're paying (monthly): N/A

What you're paying (yearly): £578

What you drive: 1994 mk3 polo fox coupe

Any mods (declared of course): interior changes

How old you are: 18

Any NCB: 1

Any named drivers: 3

Who you're with: Admiral Multi car

What you're paying (monthly): £150

What you're paying (yearly): £1900

What you drive: Bora TDI 90

Any mods (declared of course): Coilovers

How old you are: 18

Any NCB: No

Any named drivers: Mum and Dad BUT its a multi car policy

ALSO i have 3 points due to speeding and 2 claims against me, 50/50 crashes fail

thats a wiked quote with two crashes mate