Who you're with: Admiral Multi car

What you're paying (monthly): £150

What you're paying (yearly): £1900

What you drive: Bora TDI 90

Any mods (declared of course): Coilovers

How old you are: 18

Any NCB: No

Any named drivers: Mum and Dad BUT its a multi car policy

ALSO i have 3 points due to speeding and 2 claims against me, 50/50 crashes fail

thats a wiked quote with two crashes mate

Who you're with: Admiral

Type of cover: Third party fire and theft.

What you're paying (monthly): £1580

What you're paying (yearly): £1600 (almost)

What you drive: Mk2f Breadvan, 1.0l

Any mods (declared of course): None.

How old you are: 19

Any NCB: No

Any named drivers: Mum and Step Mum.

Edited 24 February, 201214 yr by AaronPolo18

Who you're with: aviva

Type of cover: fully comp

What you're paying (monthly): £147

What you're paying (yearly): £1771

What you drive: 6n 1.0L

Any mods (declared of course): none

How old you are: 18

Any NCB: 1

Any named drivers: step mum

Who you're with: Admiral Multicar

Type of cover: Fully Comp.

What you're paying (monthly): not sure

What you're paying (yearly): £1100

What you drive: 9n3 Polo GTI

Any mods (declared of course): None.

How old you are: 19

Any NCB: 2

Any named drivers: Mum (with points) and Uncle.

Who you're with: co-op

What you're paying (monthly): 180

What you're paying (yearly): £1900

What you drive: 1.3 MK3 polo

Any mods (declared of course): none

How old you are:19

Any NCB: 0

Any named drivers: mum

plus a crash last year right before my NCB!!

wish i could get what some of you guys are getting!!!!

Who you're with: footman james

What you're paying (monthly): 134 for first 3 months

What you're paying (yearly): £480

What you drive: 1992 polo gt

Any mods (declared of course): lowerd leather seats 8k ecu chip

How old you are: 21

Any NCB: 0

Any named drivers: 0

Who you're with: Brentacre (highway)

What you're paying (monthly): £97 for 10 months £480 deposit

What you're paying (yearly): £1400 ish

What you drive: 6n 3 door

Any mods (declared of course): 1.6 engine, carbs, cam, head work; exhaust, wheels, suspension, bumpers, lights, brakes etc etc (120hp limit, whatever else goes)

How old you are: 20

Any NCB: 3

Any named drivers: no

Nobody else could quote this good.

No admin charges for changing mods

No issues

£400 cheaper than last year

Who you're with: Elephant - Fully Comp

What you're paying (monthly): N/A

What you're paying (yearly): £620

What you drive: Polo Coupe 1994

Any mods (declared of course): Alloys, Lowered

How old you are: 20

Any NCB: 3

Any named drivers: 3

And 3 points from a speeding conviction in 2009.

I got a quote of £500 from 1stdirect through 'gocompare' however when I noticed that although I had declared the mods in the gocompare forms the insurance didnt cover modifications. I noticed this with alot of the policies from comparison websites so could be something to watch out for!

Post here -

Who you're with: ASDA OE

What you're paying (monthly):

What you're paying (yearly): £2086

What you drive: 1.0 Polo 6n2

Any mods (declared of course): Alloys

How old you are:17

Any NCB: 0 yrs

Any named drivers: Nope

From Aberdeen

For my old car (changed half way through the policy)

Who you're with: Express Insurance

What you're paying (monthly): £82

What you're paying (yearly): £770 for TPFT

What you drive: Golf 4 1.9 GT TDI 115PS 3 Door

Any mods (declared of course): Alloys, 40mm lows, strut braces front and rear, straight through exhaust, remap, filter, boost piping upgrades

How old you are:20

Any NCB: 3 yrs

Any named drivers: Mum, age 49

Edited 3 April, 201214 yr by dirt_monkey

Who you're with: Collingwood

What you're paying (monthly): None

What you're paying (yearly): £962 (Fullycomp)

What you drive: 9n 04 1.2

Any mods (declared of course): 0

How old you are:17

Any NCB: 0

Any named drivers: Dad aged 49 (didn't make a difference)

Oh and I'm on a provisional.

Who you're with: Kwik fit

What you're paying (monthly): £140

What you're paying (yearly): £1540

What you drive: polo 1.0

Any mods (declared of course): GT engine, lowered, exhuast...

How old you are: 18

Any NCB: none

Any named drivers: Mum

Very cheap compared to £3k for a real GT

i presume the GT engine isn't declared?! I'm being mugged off if it is!

Who you're with: direct line

What you're paying (monthly): £177 (£413 deposit)

What you're paying (yearly):£2080

What you drive: Polo 6n2 1.0l e

Any mods (declared of course): no mods declared

How old you are: 19

Any NCB: 1

Any named drivers : 1 named driver (my old dear) with me main driver

Who you're with: elephant

What you're paying (monthly):

What you're paying (yearly):£895

What you drive: Polo 6n 1.4 8v

Any mods (declared of course): coilovers and wheels (plus 500 quid mods cover on insurance for 25 extra a year)

How old you are: 20

Any NCB: 1 ( 1 50/50 accident and 3 points)

Any named drivers : mum and dad (I'm the named driver)

What you're paying (monthly): £200

What you're paying (yearly): £2400

What you drive: 1.0 Polo E

Any mods (declared of course): Coilovers & Alloys

How old you are: 17 (18 soon)

Any NCB: 0

Any named drivers: 1 (My Dad)

0 claims, 0 convictions. Me as main drivers\registered owner & keeper.

Shocking.

Who you're with: AVIVA

What you're paying (monthly): -

What you're paying (yearly): £485.00 (TPFT)

What you drive: VW Polo 1.2 E 2002

Any mods (declared of course): + £50.00 When I get my alloys

How old you are: 19

Any NCB: 2

Any named drivers: 2 (the rents)

^ Not bad for a 19 year old !

just got next years quote through

Who you're with: footman james

What you're paying (monthly): goning to pay in full

What you're paying (yearly): £127

What you drive: 1992 polo gt

Any mods (declared of course): lowerd smoothed bumpers sound system exsust engine mods 8k ecu chip everythink declared

How old you are: 21

Any NCB: 0 all tho i get a bit of paper with 1 year claim free driveing on but it aint a no claim

Any named drivers: 0

to me 127 fro a genuine gt is a bargin lol :)

Who you're with: Aviva

Type of cover: Fully comp + Breakdown cover

What you're paying (monthly): £400 premium then 8 months at £200 and one at £180.....(£2180 over a year with 2 months free)

What you're paying (yearly): £1900 if paid in one up front

What you drive: Mk4 Polo 6n, 1.3spi

Any mods (declared of course): Coilovers, seat change, vinyl roof, plain grill, smoothed bumpers

How old you are: 21 (first year driving)

Any NCB: No

Any named drivers: Mummy and daddy

Really do reconmend aviva, everywhere else where quoting me over £3000 paid up front and wanting about £4500 to be paid over a year

Who you're with: flux direct

Type of cover: Fully comp + Breakdown cover

What you're paying (monthly): £20

What you're paying (yearly): £236

What you drive: Mk3, 1.3spi

Any mods (declared of course): lowered brakes wheels arb polybushes

How old you are: 26

Any NCB: 5

Any named drivers:0

Who you're with: Admiral

What you're paying (monthly): £69.99

What you're paying (yearly): £839.88

What you drive: 6n 1.4 8v

Any mods (declared of course): Lights, seats, exhaust, spoiler, wheels

How old you are: 21

Any NCB: 3

Any named drivers: None

Who you're with: Chaucer

Type of cover: 3rd Party Fire & Theft

What you're paying (monthly): £116

What you're paying (yearly): £1500

What you drive: VW Polo 6n2 GTi (1.6)

Any mods (declared of course): None

How old you are: 20

Any NCB: 0

Any named drivers: 0

Edited 14 May, 201214 yr by aajr

Who you're with: admiral

Type of cover: 3rd Party Fire & Theft

What you're paying (monthly):

What you're paying (yearly): £1470 (was 1170 on my other mk2)

What you drive: '85 mk2 polo coupe s

Any mods (declared of course): alloys wheels, lowered 50mm, exterior changes, interior changes.

How old you are: 20

Any NCB: 0

Any named drivers: 1 mid 50's lady

Who you're with: No one (Quote from Elephant)

Type of cover: 3rd Party Fire & Theft

What you're paying (monthly): (If it were to be monthly £183.10 Total £2197.26)

What you're paying (yearly): £1316

What you drive: VW Polo 6n2 1.0 E

Any mods (declared of course): alloy wheels & lowering

How old you are: 17 (18 on the 18th so insuring it then)

Any NCB: 0

Any named drivers: My Dad & my auntie.

Adding my auntie brought the policy down a lump sum. Pretty cheap!

Who you're with: ecar

What you're paying (monthly): £650 deposit, £212 per month (what you get for 3 points in first yer :( )

What you're paying (yearly): £2982

What you drive: 1996 1.4 8v CL

Any mods (declared of course): lowered 100mm, alloys worth £500

How old you are: 18

Any NCB: 0

Any named drivers: 0

Who you're with: Churchill (multi-car)

What you're paying (monthly): £360 first payment, now £148

What you're paying (yearly): £1600

What you drive: 1998 1.4 8v CL

Any mods (declared of course): none

How old you are: 23

Any NCB: 0

Any named drivers: mum