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Postcode and insurance risk

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I'm in bloody 'refer' category. If it means what everyone on here says it means than actually for me it's good as I already know they're ripping me a new one for my insurance so at least I know it can't get any worse.

28 yrs old (got my age wrong)

Polo GT

TPFT

2 yrs no claims

£450

Edited by Beefy

  • 1 month later...
  • Replies 46
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I'm in a refer area :paranoid: not surprised really :thumbsdown:

what is the website address where you found this information. could do with the ratings for burnley if anyone knows them.

ignore the last post burnley is under blackburn area :roll:

A!!!!

WR8 = A

How good! At least when i finally get some insurance, they'll give me a bit of a break!

  • 4 weeks later...

Yay, there is no such thing as a low risk place in manchester.

Great.

Ball :thumbsdown:

Salford has the highest crime rates in the whole of manchester. Thats car, violence, robbery, gun crime, the lot.

Edited by Ball2

  • 2 weeks later...

And it has pink wheelie bins :lol:

  • 1 month later...

mine is E*

my dads is A

my uncles A

Other half is A

luck my family decided to move out of manchester

and how the hell did a liverpool post code get a B

Well i live in a C at home which i am a bit shocked at considering i know my area haha its not that nice.

But my uni flat is going to be in a F postcode, so I'm guessing thats decided i am NOT taking the polo to Leeds as my insurance has bumped up enough recently. Bugger, looks like I'm getting my boyfriend insured on it so he can drive it around while I'm away haha.

swindon I'm under A london I'm under E :(

  • 5 weeks later...

LE5 = D*, time to move house i think.

thats bizarre, my old address is a D and so's my new one... i used to live surrounded by old people and now theres chav's everywhere

  • 2 weeks later...

Ahh $*%@ crap

I'm referred :crybaby:

no wonder I pay £1600 /0 NCB/1 claim (not at fault)/2yrs license.

What makes it worse is nothings declared; they tell be to bugger off otherwise :angry:

  • 3 weeks later...

F* :cry: cheapest i can find a quote is about 1400 3rd party in my dads name for when i pass

  • 4 weeks later...
mines E* why the star

because

All the D E and F's have a *.

Edited by dhali

  • 2 weeks later...

SY8 = A ,

brill,

still cant find a quote for my first car for less than £1300,

Any Ideas???

Bugger... I'm in LU 3 lol. refer = me shaggedoodled

2400 was the highest quote i had for a 1ltr polo, 21yrs old, first car and new driver (6months). Bloody phools...

  • 1 year later...

CM9, - B, Not too bad,

If they went by College results id be Refer :lol:

Whole of Aberdeen appears to be A which is good.

Good for our insurance then tav. :)

Kuszpit :)

  • 3 months later...

time to move from s35 to s44 me thinks!

1st yrs ins. TPFT, 1.0 6n2, WITH PASS PLUS, no mods, s35 = £1422.32

if i insure for 2nd year, TPFT, 1.0 6n2, WITH PASS PLUS, no mods, 1yr NC s35 = £18xx.xx WTF?!

time to move from s35 to s44 me thinks!

1st yrs ins. TPFT, 1.0 6n2, WITH PASS PLUS, no mods, s35 = £1422.32

if i insure for 2nd year, TPFT, 1.0 6n2, WITH PASS PLUS, no mods, 1yr NC s35 = £18xx.xx WTF?!

Looked on elephant as recommended by others, got insurance down to £1180 with 2 friends as named drivers (my car, me main driver) and that seems to stay the same regardless of postcode area. did my own postcde (s35(E risk area)) and it was 1180, tried an s44 postcode (A Risk Area) and got 1130 so for the sake of £50, i'm not too bothered. took me about an hour and a half to so the S44 quote though... had to find a valid S44 postcode!!

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