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What You Got And What Do You Pay?

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There have been so many posts on here asking what companies are best?

So thought i would start a thread (who knows might be worth being a sticky) where you have all that info to browse thru at your leisure.

Il start:

Car 1997 Polo CL 8v 1.4 5dr Dragon Green

Age 27

Named Driver(s) Me and wife

Claims 0

Convictions 3pts

NCB 2 years

Company Diamond

Declared Lowered 60/40, Non standard alloys

Price £258

Try and follow same format if we can to keep it tidy!

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Car 1999 Polo 16v

Age 22

Claims 0

Convictions 0

NCB 4 Years

Company Brentacre

Declared Lowered on coilys, Non standard alloys, BMC, Chip, cat back... (180bhp limit)

Price £588

Car2 B3 Passat CL TD

NCB 0

Company Brentacre

Price £500

Edited by polo_phil

Car 1991 mk2 saloon

Age 26

Named Driver(s) Me

Claims 0

Convictions 0

NCB 6 Years

Company admiral

Declared non std alloys

Price 235

policy fully comp (just thought id add this)

Car 1982 polo with a GT conversion

Age 26

Named Driver(s) Me

Claims 0

Convictions

NCB 8 years

Company Adrian Flux

Declared Lowered 40/40, Non standard alloys, Aftermarket bumpers and stereo

Price £314

Most companies wont touch me because of the engine swap.

Before the conversion I used to get quotes of £170!

Edited by fathands

Car 1997 Polo 6n SE 1.4 8v

Age 18

Named Driver(s) Me

Claims 0

Convictions shhh

NCB None cause Direct Line are con artists

Company Quinn y0

Declared 'decked' on coilies, alloys, 'bodywork, lights and interior alterations'.

Price £1900. was 1300 but Direct Line messed that up. first year with those bastards was 2300 so gradually coming down :lol:

Car 1998 1.4 8v Polo

Age 17

Named Driver(s) Me

Claims 0

Convictions 0

NCB 1 Years

Company Churchill

Declared Badgeless grill

Price £1254

Car 2000 gti with g40 transplant

Age 19

Named Driver(s) Me & my dad

Claims 1

Convictions 1

NCB 0 years

Company Adrian Flux

Declared Lowered on coilys, Non standard alloys, all engine modifications engne transplant etc

Price £1900 tpft

Car mk4 1.4 8v cl

Age 19 (20 in 4 days)

Named Driver(s) Me & my gf

Claims non fault action stated but not technically a claim

Convictions 0

NCB 1 years

Company HIC

Declared Lowered on coilys, Schmidts, bumpers, bodywork, air filter, everything on the car basically which is a fair bit but nothing to really boost performance

Price £1200 a year Fully Comp

Car mk4 1.4 8v

Age 22

Named Driver(s) Me

Claims 0

Convictions 0

NCB 3 years

Company Churchill

Declared Errr........ Debadged Clear lights / ICE

Price £580 fully comp

Car 1998 1.4 8v Polo

Age 17

Named Driver(s) Me

Claims 0

Convictions 0

NCB 1 Years

Company Churchill

Declared Badgeless grill

Price £1254

How did u manage that? My quotes are like £1700 with my mums name and I'm 18.

My mums been drivin for 21 years and shes got 8 years NCB.

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

:-)

Car: g40

Age: 19

Named Driver(s): me and mum on dads policy

Claims: 0

Convictions: 0

NCB: 9 years

Company: RAC

Price: £780

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

Its loads about where u live too...

There are insurance bands depending on where you are in the country, because i live "remotely" close to london now insurance is much higher

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

Its loads about where u live too...

There are insurance bands depending on where you are in the country, because i live "remotely" close to london now insurance is much higher

Yeah i agree with you, Nottingham is hign on insurance i rang around a few insurance companys and they was all quoting me £3000 plus, gave churchill a ring ask if i could swap my no claims from my motorbike to the car and they accepted that so it brought it down to £1254 fully comp so i asked about tpft and that was even more, even the ladie on the phone thought it was strange but hey, although i carnt modify untill 1 year of having the insurance on the car which sucks but will be well worth it next year big plans for the polo :D

Car: g40

Age: 22

Named Driver(s): me and mum

Claims: 1

Convictions:2

NCB: 1

Company: kwik fit

Price: £890

Car: 05 charcoal grey Civic.

Age 18.

Named Driver(s): Mother and Father.

Claims 0.

Convictions: 0.

NCB: 0 years.

Company: Quinn.

Declared: Standard :ninja:

Price: 1995e.

Car: 2001 Polo GTI

Age: 18

Named Driver(s): Just me

Claims: 0

Convictions: 0

NCB: 1 Year

Company: Swintons

Price: £1200 (Third party fire and theft :-( )

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

17 with a a year 'no claims' - Did you rid a scooter for a year?

Oh and, would they take no claims into consideration if a were a named driver?

Edited by RobWhite1992

Car: 1993 Polo G40

Age: 24

Named Driver(s): Me

Claims: 0

Convictions: 0

NCB: 7 years

Company: BrentAcre

Price: £319 TPFT

Car: 1979 Polo L

Age: 24

Named Driver(s): Me

Claims: 0

Convictions: 0

NCB: None as used on other car (been driving for 7 years)

Company: Adrian Flux

Price: £290 TPFT

Its true mate, own policy, 1 years no claims bonus £1254 fully comp.

17 with a a year 'no claims' - Did you rid a scooter for a year?

Oh and, would they take no claims into consideration if a were a named driver?

Yeah i rode a scooter for a Year and a half ( i have my motorcycle lieciense just decided to go down the car route instead, Yes mate i rang up explained i had a years no claims through my scooter, stated i want my own policy with me as the named driver no one else, and thats what they got me matey.

Car 1996 Polo L 8v 1.6 5dr

Age 18

Named Driver(s) Me as main, parents named

Claims 0

Convictions None

NCB 1 years

Company Quinn

Declared Alloy wheels, lights

Price £836

Car 2001 Gti

Age 24

Named Driver(s) Me

Claims 0

Convictions 0

NCB 5 years

Company Brentacre

Declared Air Filter, Coilies, Spacers, Brakes, Wheels

Price £400

Get my protected no claims too so I'm quite happy with that. Free mods too if they dont increase hp, really friendly on phone too.

Car 1987 Polo Coupe S

Age 23

Named Driver(s) Me

Claims 0

Convictions 0

NCB 3 years

Company Swiftcover

Declared Standard

Price £310 fully comp

Car 1989 Polo Saloon 1.0l

Age 21

Named Driver(s) Me

Claims 0

Convictions 3

NCB 0

Company HIC

Declared Alloy wheels , Lowering , Interior

Price £1200

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