I'm stumped with insurance.

I'm 17, and I've been driving for a couple of months.

I pay about £1,800 to insure my 1999 1.4CL (MK4). Which is completely standard.

I got a quote to insure it if its lowered by 40mm all round, which was pretty much £3,000!!

How do any of you afford to insure modified cars?

when i was 17 i had to pay £2,300 for my 1.6cl with coilovers and alloys insured fully comp, then i did my pass plus an went with norwich union as they gave 40% off for pass plus unlike the usual 10 or 20% off from other companys. Now I'm 21 and pay £450 fully comp for it.

so i guess doing your pass plus is definatly worth it if your with a company which gives a good discount

Edited 19 August, 200917 yr by pip_martini

lols.

29 on a vr6 mk2 golf, 7 yrs ncb, every mod possible declared £298 pa hahaha