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Will any of these need declaring to my insurance?

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Need to re-trim my door cards front and rear, re-trim parcel shelf. and also thinking about taking the rear seats out and covering the floor and suspension bulk heads in black fabric?

Cheers guys.

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EVERYTHING needs declaring...whether you choose to or not to is a different matter.

all technically mods, but i guess it depends on how anal you want to be. the likelyhood of getting done for retrimming your doorcards must be pretty slim. removing seats might be more of an issue though.

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nah removing seats is fine , for example when people use there cars for work and have to take them out to fit other things in for more room. They dont have to ring there insurance and tell them.

remove seats and you get cheaper insurance

  • Author

exactly , and thats if you tell them.

remove seats and you get cheaper insurance

Is this a wind up lol? cos ill ring them tomorrow if this is the case!

Oh an any mod that you swap or add usually needs to be declared so your insurance company can give you its worth, if you ever need to claim or decrease the price if improving security 8-)

  • Author

ill just ring and see, i dont actually use my rear seats and i need the room.

Max

EVERYTHING needs declaring...whether you choose to or not to is a different matter.

Depends on your insurance company!

I can do anything in the interior of mine and do not have to tell the insurance! If I put any ICE over the value of £1500 I just have to ring them and up the value on the policy!

And when I had my first car, we phoned up to tell them we were putting alloys on, and they said thats fine! When we questioned the price difference, they told us that unless we increase the power or performance of the car, or the value goes above £35k, i dont even need to inform them!

Thats the joy of being with a proper company! And for anyone asking its the NFU (National Farmers Union) Can't praise them high enough!

  • Author

are you actually messing?

How old are you and how much do you pay lol?

Max

are you actually messing?

How old are you and how much do you pay lol?

Max

I am 24! Been with them for 7 years now!

They dont normally insure under 25's, but because my dad was with them, they took me on, and cant get rid of me!

They are not normaly the cheapest, but not too much dearer, but you get what you pay for!

When I have an accident, they paid out alot more than we expected, and we had the cheque through our door within 7 days of the accident!

There service is 2nd to none!

Do i have to be a farmer?

Do i have to be a farmer?

I'm not a farmer!

They used to specialise in 4x4's and tractors and things like that!

But they just do everything now!

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