Ok If I Was To Get My Mum To Insure My Car As Policy Holder And Me As a Named Driver, If I Was To Have a Bump Of Any Sort, Would It Affect My Mum?? I've Been Told That If I Was To Bump It Woul;dnt Affect My Mum As It Wasnt Her Driving And Shes Done Naff All Wrong

Thanks

She'll Be The One Claiming On The Insurance So It Will Affect Her No Claims Bonus, Nothing Else.

I Don't Know How You Can Type Like This!

That's also known as fronting if your the main driver.

What to do is, you become the policy holder and make your mum a named driver, its near enough the same and it's ledgit.

Another thing as your mums only a named driver it wouldnt affect her NCB.

Edited 3 April, 201016 yr by hustler2257

Nahh Cuz I Got A Quote With My Mum As Main Driver I Got 1700 Then Me A Main Driver N Got 5000 But Yea I'm Going Through My Mum As Main Driver With NCB Protection

If you crash and they find out your actually the normal (day to day) driver then they will VOID the insurance.

They turn up to inspect the car after a bump and find that it had mods that would not belong to your mum (unless she's into that, mine owns a saab 9000 with a stage 3 engine in it) then they will start to investigate into who actually owns the car.

And as a warning fronting is counted as insurance fraud.

Edited 3 April, 201016 yr by Cymro