when you first passed your test what was you age,car and price?

I've just had a quote for when i pas my test and wasnt too good i am 19 and insureing a mk3 polo 1.0l cl.I'm just Abit curiouse what other people payed on there first car

cheers herrod

erm I was 27, the car was a Triumph Herald 13/60 and the insurance was £107 fully comp.

ohh yeah and because it was made before 1973 I dodnt pay road tax either

October 2005 (started insurance the day i was 18 as it was £500 cheaper)

live in SW London

Third party fire n theft

1997 Corsa LS 1.0.

Quinn Direct - £1300 !

they only want an extra £100 for the polo :)

1.0 mk3 coupe

500 quid under my dad fully comp

they wanted 1400 on my own

Passed: 16th March '04

Age: 17

Car: Mk3 Polo Hatch 1.3CL

Price: £1100 TPFT, by myself.

Couple of months down the line, I got my GT and it went up to £1300.

Thank gawd those pricey days are gone.

Passed when I was 17, back in November 2003. I had a Renault Clio 1.4 RT, insurance for the car as standard was £1750. Then had it lowered, new alloys, new exhaust, went up to £2100.

1988 1 litre mk2 polo was 1300 with my mum as main driver! A year later paying 800 on my genesis mk3.

Passed 2 weeks ago at the age of 17...

Drives: 1.3 Mk2 Polo

Insurance Price: £1100 TPFT with some company called motor direct

passed test at 18, bought the polo (1.3CL coupe) on friday 13th October 2000, paid £450TPFT for the insurance

Well my test is soon and insurance is with Highway or something

Age: 19

Car: '91 Polo GT, all mods declared - wheels,suspension,exhaust,brakes etc

Cover: Comprehensive

Price:£1202 - Me as the only driver

Edit: Just checked again as that was just a qoute and now its 1900!!!

age at time of first cat 17, way back in 1993, insured a 1987 Seat Malaga 1.5, under my own policy for £850 ish.

My first insurance policy was for the GT in 2004. I was 22 with 0 NCB and 3 points and paid £600 fully comp.

Now paying around 400 quid with mods declared.

My first insurance policy was for the GT in 2004.  I was 22 with 0 NCB and 3 points and paid £600 fully comp.

Now paying around 400 quid with mods declared.

thats decent

19, No NCB, policy taken out in jan this year

1.0l mk3 polo

1088tpft (1100 after they add the vat and shit)

20 next tuesday

mk3 golf 1.8

1200 tpft, id much rather pay the extra quid for the extra power

dose anyone know if its possible to carry bike no claims over?i have 3 years ncb

cheers herrod

when you first passed your test what was you age,car and price?

I've just had a quote for when i pas my test and wasnt too good i am 19 and insureing a mk3 polo 1.0l cl.I'm just Abit curiouse what other people payed on there first car

cheers herrod

i just did the same on confused.com and got quotes for £1200 fully comp for a mk2 and £600 for a audi A3

there is only a few compnays that will accept them, now u have to ring up as their online system doesn;t reconise em.

Direct line and tesco are two of the best well known people.

Direct line I'm with and although i only had 1 years no claims it made a bigger reduction to my premium than what doing pass plus would of. Now remember u cant use your bike no claims if your using them with your bike currently!!!

I paid £1300 for a T reg 1 litre mark 4 polo. with 1 years no claims from my bike aged 17

Now pay £750 for a X reg 1 litre mark 5 polo with 1 years bike and 1 years car no claims.

The bike no claims are now counted as car no cliams at any company :)

Phil

You can't use any no claims split between cars. Example: If you have 3 years NCB, and by a runabout car, you cannot insure it as 3 years no claims, you have to start again at 0NCB with any new policy. If however, you sell that car and buy a new one, you can then use the no claims. You can only use the NCB from an expired policy.

I was a named driver under my mums policy when I passed, now I'm 19, 0 NCB, 3 points, 24k a year, on a 1999 1.9 GT TDI mk4 golf for £1200 fully comp.

Hiya,

I took out my first insurance a few months back.

I'm 23 (still on Provisional, test in few weeks!),

it's a P reg 1.6GL Polo,

and my insurance is £560 fully comp (it's a 10 month bonus accelerator tho so not quite a full yrs worth)

Didn't think that was too bad :)

I'm 19 I have a 1.6 Polo with a years no claim and I've been drivin for nearly 3 years my insurance is £638, on my Ibiza Cupra T its £989

unless you have a full bike licence your no claims dont count for anything, i haver the same arguement everytime i insure a bike

how many years ncb do you have sir?

3,

but you have only had a licence for 2 years

1year on a provisinal with my moped

that doesnt count I'm afraid sir

why fucking ask then

£643 Third Party Fire & Theft 12 Months - Mark 1 1980 900CC Polo

My dad works in insurance as a loss adjuster and it would be illegal if i am the owner of the car and am an "added driver".. ie what most people do:

Added driver on rents insurance.. They've been clamping down as of january and i would read your T&C's as as of January 2006 alot of companies changed their Terms & Conditions so that they dont have to pay out if your the owner of the car and on your rents insurance (added driver).. (or they investigate it and then argue it..)

Just a heads up..

Oh and you may like to know that if you goto Admirals website and get a quote, put yourself as the owner of the car, declare your age, no claims bonus and put everything completely truthful, then when it comes to "Adding Extra Drivers" (ie putting other drivers on your car) put one of your grandparents or someone between the ages of: 32-69, even if they have any convictions of offenses don't declare them as they wont be using your car.. so it doesnt matter..

now if you do this it will reduce your quote.. (i added my father (49) & my grandad (69) and it reduced my insurance quote by £188.

(a friend works for the company that designed the site..) :)

Also what ever you do DONT keep trying to get cheaper quotes from the same websites or companies by trying to fiddle with settings, ie changing your age, no claims e.t.c (even if it's just to see what the difference would be like)

Most sites are setup to give you a larger quote on this basis or not quote you as cheap as they would have done, as its a safety measure against people "lying", ie finding the cheapest quote by fiddling with different settings, like annual mileage, alarms and security devices, garaged or on the road, no claims e.t.c

:) Hope this helps, not all this may be necersarrily true for every company.. but its just some good advice that i've never really passed on..

*Edit

And it works

I was quoted between £850-£1600 from a whole range of companies third party fire and theft.. but admiral quoted me £831, then added other drivers.. £641

Edited 6 May, 200620 yr by WildChild

My first insurance policy was for the GT in 2004. I was 22 with 0 NCB and 3 points and paid £600 fully comp.

Now paying around 400 quid with mods declared.

what company was that with dude??

Got my conformation through today.

I am 17 on a provisional paying £1437 in my own name 3rd part Fire and Theft on a mk 1.3 genesis.

£300 Deposit

£119 Monthly payments (set to fall when I pass my test)

Full legal cover, £600 worth of stereo and only £135 excess

mine on a mk3 polo 1.3????

fully comp n the whole package 1,600, that was at 17 and i passed feburary, and that was cheaper than most of the tptf quotes i had!!!!!!!!!!!!!!!!!!!!!!!