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Why does how long I've owned a car affect my insurance prices?

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Piddling about on admiral, if i put my old car as being just bought, its £2.2k, where as if i put at November 2009, its £1800 :?

Whys?

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think about it, You get a new car.... your going to want to test the new beast out ey?

Well thats how insurers see it :lol:

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Oh, just seemed a bit stupid tbh, like i could have owned the car 2 years and not driven it at all, but id be paying £400 less than i would be if if just bought it, even though id probably give it the same amount of death :lol:

Oh, and, does the admiral online thing work out that I'm pissing about? the prices hve gone up from £1800 to £3K even though I've not changed anything :/

Edited by Polio

admiral does that at times, you can just ring them and the should give you the original quote.

  • Author

Ah good, tbf I was just literally pissing about on it, see if I could feasibly insure anything.

A 1.0 bready or a 1.2 mk2 punto for £1700 each. Shame the punto has a stupid dashboard. :(

Oh, and, does the admiral online thing work out that I'm pissing about? the prices hve gone up from £1800 to £3K even though I've not changed anything :/

Isn't that normal these days?

  • Author

Probably :lol:

I was dead chuffed with £1800 with no experience, maybe I should buy my old car back....

although a punto is cheepish to insure, it would cost more in repairs :) by the time youve fixed it you might aswell have a g40 ;)

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I wish :lol:

To keep a G running tip top I'll probably spend more than what headgaskets and welding costs

Edited by Polio

If you have own a car for a year or more claim free then it shows insurers you are a better risk.

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