basicly they are the cheapest insurance for me so was thinking of going for them but neva heard off them before they on go compare . has any one heard off Service XK ? and are they any good ?

I'm not familiar with them, be careful though, cheapest isn't necessarily the best, check what you are buying. Price comparison sites are guilty of selling stripped back policies with high excesses and hidden clauses.

Ollie

Sky Insurance

http://www.skyinsurance.co.uk/car-club-insurance.html