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lower car on policy

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I have just called elephant.co.uk to tell them that i have had my car lower and they told me there will be £95added to the policy that makes my payments £170ish a month i told her no way and asked why and she could not tell me why. then she asked if it will add any bhp to the car i told her no so she it geting some one to call me tomorrow any tips for me?

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£170 a month????? i would refuse to drive if i paid that frigging amount!!! I would rather walk!

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Its £151ish now

jesus wept!! i would rather walk

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20years old 3clams 5pionts on a mk2 coupe s

no offence mate but i would consider retaking your test with 3 claims and 5 points!!

  • Author

iv done my pass plus now and thats helped a bit 2 of the clams were silly both only come to about £150 i payed via cash but the police told me i need to tell my insurers

how low did you say your car was to elephant? i need to phone them tommroow?

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less than 5cm i have only got 5months left she all so asked me why i got it lower i told her i broke a spring and VW quoted £110not fitted for a new set and the lower ones were only £55 i got them fitted at a workshop as well.

so how low is your car then? more than 5cm

i had heard that elephant wont insure lower than 5cm.. do you have alloys on too?

  • Author

its only lower 4mm/4cm and yes iv got alloys but there the standard hockenheims.

thanks man.. i;m prob gonna get stung with about £100 or so ontop of my policy

did you get the option to pay the aditional amount in full right away?

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nope or i would of payed them but i did not tell them that lol

So has no one got any tips for me for when they call back???

seems stupid why you cant pay the additional money on the policy. i have 5 months left on mine so thats gonna bump mine up a bit too

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its crap my mate has a fully kitted up 205 and he pays no more with the co-op for mods unless they add BHP i am gutted ross plz can you let me know what they tell you if you do not mind.

Your policy seems very pricey. I'm 20 with a couple a claims and Admiral (almost the same) want bout fifty quid a month. Thats on a mk2 coupe S or mk2 Loon with same engine. Almost a ton extra for shocks seems excessive to me. I mean your car will finally drive safely!!

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I may just keep it i don't want to losses 4months.

  • 2 weeks later...

Mine want another £70 to lower it, but thats added to my annual premium, and i am 18 on provisional...

i'm with quinn, i've had mine lowered and all they asked for was a reprot from the garage to basically say the cars still road worthy they also dont care about other mods unless you have increase the bhp as far as i'm aware

i'd definitley give them a call when your insurance is up, i'm 18 and paying £500 on my 1.4 8v was by far the cheapest for me

I have just called elephant.co.uk to tell them that i have had my car lower and they told me there will be £95added to the policy that makes my payments £170ish a month i told her no way and asked why and she could not tell me why. then she asked if it will add any bhp to the car i told her no so she it geting some one to call me tomorrow any tips for me?

I'm with elephant. I'm 19 with no claims and 1 years NCB. I was paying about £620ish fully comp on my GT and then i lowered it, wheels and induction kit and they wanted £90 for the lot. Not bad considering i have 9 months left on the ploicy too. So now i'm paying £710 with everything declared.

And yes you are correct, elephant will not insure you if it's lowered more than 50mm.

try an extra 1k, for lower than 2cm :shock:

no point in declaring sometimes, fucking stupid

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its unfair at times but the law says you need to be insured

That law says a lot of things..

£170 a month????? i would refuse to drive if i paid that frigging amount!!! I would rather walk!

mines 180 for the fezza! and thats pretty much standerd apart from alloys and sub

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