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quick insurance question.

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right on my insurance I'm coverd to drive any car that is insured as long as i have the owners permission. but if i have a knock in that car who's no claims would be affected, mine or the person insured on the car? would of thought it would be mine but not sure.

cheers for any help. 8-)

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yours + only the car you hit will get fixed by the insurance as your will be third party on the car you "borrow"

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